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Mortgage Calculators
The following online calculators serve as helpful tools during the mortgage process.
Payment/Amortization
Calculate your monthly payment and see how the principal is paid over time.
Rent vs. Own
Calculate the difference between renting and buying a home.
Annual Percentage Rate (APR)
Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation
Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings
Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff
Determine the additional monthly payment amount needed to pay off the loan sooner.
Refinance Break-Even Point
Find out how long it will take to "break-even" on a refinanced loan.
Tax Savings
Determine the estimated tax savings with a new loan.
 
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
Jeffrey and Tina Chaulklin, Loan Officers NMLS #213810 + #342362
Lend Smart Mortgage, LLC NMLS #4474
210 South Hwy 53, Cook, MN  55723
Direct:  (218) 666-2000
Cell:  (218) 780-8546
Cell:  (218) 780-8547
jchaulklin@lendsmartmortgage.com
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