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Welcome to our website. We look forward to putting our mortgage services to work for you!

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.


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Contact Information
Jeffrey and Tina Chaulklin
Loan Officers
Direct: (218) 666-2000
Cell: (218) 780-8546
Cell: (218) 780-8547
Email: Send Email
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Jeffrey and Tina Chaulklin, Loan Officers NMLS #213810 + #342362
Lend Smart Mortgage, LLC NMLS #4474
210 South Hwy 53, Cook, MN  55723
Direct:  (218) 666-2000
Cell:  (218) 780-8546
Cell:  (218) 780-8547
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